Small Business Checking Account
Small Business Checking Account
Business checking
built for you.
Empower your small business with up to
3.0% APY,1 FDIC protection up to $3 million,2
and no monthly fees.3
Bluevine is a financial technology company, not a bank.
Bluevine deposits are FDIC-insured through Coastal Community Bank,
Member FDIC, and our program banks.
A business checking account that
gets you more for your money.
Save on fees, protect your money, and earn high-yield interest on your checking balances—
no need to move cash around.
Save with no
monthly fees.
Enjoy no monthly3 or overdraft fees, no minimum balance, free standard ACH, and unlimited transactions.4 Our most active customers save $500/year in fees.5
Earn high interest
on checking.
Get 1.3% APY with our Standard plan if you meet a monthly
activity goal. Or, earn up to 3.0%
APY with an upgraded plan.1 Plus, get even more out of your money with Treasury services.§
FDIC insurance up to $3M.
Your account is FDIC-insured up
to $3 million per depositor
through Coastal Community
Bank, Member FDIC and our program banks.2
Sign up for our Plus or Premier checking plans to get up to
3.0% APY and discounts on most Standard payment fees.
Run your business from anywhere.
Never step foot in a bank again with easy-to-use digital banking tools.
Accept customer payments
Get paid directly into your Bluevine account with easy, professional estimates and invoicing, secure payment links, and in-person Tap to Pay.
Mobile banking
and check depositSkip a trip to the bank and easily deposit checks from your phone
when you’re at home, in the office,
or on the go.Bill pay
Easily send payments directly from your Bluevine dashboard via same-day ACH, free standard ACH, check, and domestic or international wire.6
Automated accounts payable
Save time with automated payments and approval workflows, which let you collaborate with your team or accountant.
Account access
for your teamSecurely share access with your
team or accountant by giving each
a dedicated login for a smooth
online banking experience.7Sub-accounts for
easier budgetingOrganize your money your way by adding multiple sub-accounts with automatic transfer rules. Issue debit cards for each sub-account with spend limits to manage projects and control team spend.
Debit cards for you
and your teamIssue physical and virtual debit
cards with daily and monthly
spending limits to trusted
employees, and earn 4% cash back
on business purchases through Mastercard Easy Savings®.8ACH fraud protection
Block ACH debits on the account or payee level. Plus and Premier customers can preauthorize payees to debit blocked accounts. Premier customers can set debit thresholds and review outgoing transactions.
Ready to apply for
business checking?
Submit your application in just a few minutes.9