How you can earn 1.3% APY on your Bluevine Business Checking account

How you can earn 1.3% APY on your Bluevine Business Checking account

At Bluevine, we’re working hard to build our Business Checking account with the features you need to be successful, like unlimited transactions,1 no monthly fees and high annual percentage yield (APY).2 That’s why you can earn 1.3% APY on your Business Checking balance up to $250,000.3 Below is everything you need to know and how to qualify.

How to qualify for 1.3% APY

Meet at least one of the following monthly eligibility requirements to earn 1.3% APY.

Spend $500 per month with your Bluevine Business Debit Mastercard® or Bluevine Business Cashback Mastercard®, which you can use everywhere Mastercard® is accepted.4

OR

Receive $2,500 per month in customer payments into your Bluevine Business Checking account via ACH, wire transfer, mobile check deposit, or directly from your merchant payment processing provider5

Customers who do not meet either monthly requirement will not earn interest for that month.

What types of customer transactions qualify toward my $2,500 eligibility monthly requirement?

As long as the transaction posts to your account before the end of the month, these transactions do qualify:

  • Mobile deposits of customer checks
  • Customer payments made via ACH or wire
  • Customer payments transferred from payment processing providers.

These types of transactions do not qualify:

  • Cash deposits

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